HOAs: Time is Running Out for FS 720.303(13) Compliance

If your HOA has 100+ parcels and is based in Florida, you must comply with FS 720.303(13) by January 1, 2025. This isn’t optional — it’s Florida law. Non-compliance could lead to lawsuits, state-level penalties, and community backlash.

What the Law Says (FS 720.303(13))

Florida Statute 720.303(13) requires that associations with 100 or more lots provide secure online access to important HOA documents through an owner-only portal.

The required documents include:

  • Articles of Incorporation
  • Bylaws and CC&Rs (Covenants, Conditions, & Restrictions)
  • Budgets, audits, and financial reports
  • Insurance certificates
  • Meeting agendas and notices (posted 7 days in advance)
  • Board member certifications and contracts

Why It’s Urgent

Too many Florida HOAs are unaware of this new legal requirement. The deadline is just around the corner. If your association isn’t fully compliant, you’re risking:

  • Fines or injunctions from the DBPR
  • Lawsuits from residents
  • Loss of community trust
  • Possible personal liability for board members

How Palm Bay Realty SEO Can Help

We build fully compliant, secure, owner-only portals for Florida HOAs — fast. Our 7-Day Compliance Launchpad service includes:

  • Custom, secure login-only portal hosted on your HOA site
  • Document organization and uploads according to FS 720.303(13)
  • Responsive, ADA-compliant design
  • Board/staff onboarding and support

We make it simple. You stay compliant, protected, and transparent with your homeowners.

Real Results: Sunshine Acres HOA

Located in Brevard County, this HOA had 142 parcels and zero digital compliance. In just 10 days, Palm Bay Realty SEO:

  • Built a secure portal with member logins
  • Uploaded 26 required documents
  • Trained the board to manage future updates

“We had no idea we were out of compliance. Palm Bay Realty SEO handled everything quickly and professionally.”
— HOA President, Palm Bay

Take the 2-Minute Compliance Quiz

Not sure if your HOA is compliant with Florida law? Take our free, quick quiz and find out where you stand.Take the Free Compliance Quiz

Don’t Wait Until It’s Too Late

This isn’t just about tech — it’s about the law. Protect your board. Protect your community. Comply with FS 720.303(13) before January 1, 2025.

Questions? Contact Palm Bay Realty SEO for a free consultation today.